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Waiver Not Allowed In Background Check Disclosure Form

  • Writer: SelectPI
    SelectPI
  • Jan 25, 2017
  • 1 min read

Section 604(b)(2) of the FCRA states:

“Disclosure to Consumer. (A) In general. Except as provided in subparagraph (B), a person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless – (i) a clear and conspicuous disclosure has been made in writing to the consumer at any time before the report is procured or caused to be procured, in a document that consists solely of the disclosure, that a consumer report may be obtained for employment purposes; and (ii) the consumer has authorized in writing (which authorization may be made on the document referred to in clause (i)) the procurement of the report by that person.”

Under the FCRA, an employer must inform an applicant the company intends to procure a background check or “consumer report” as a part of their hiring process. The U.S. Court of Appeals for the Ninth Circuit dictates the disclosure cannot waive an employer’s liability for damages resulting from the background check.

Please read more by clicking here. "No Waiver Allowed in Background Check Disclosure Form" Kevin McGowan | Bloomberg BNA

 
 
 

1 Comment


Score Cred10
Score Cred10
May 28

I had a place turn me down last month because of a supposed eviction from years ago… which never actually happened. Turns out the screening company mixed up my file with someone else’s. A lot of landlords rely on third-party services that don’t always verify things properly, and mistakes like this can completely block you from getting housing. If you run into this, don’t just let it go — you can actually dispute it and even take legal action if needed. I found this site really helpful: https://consumerattorneys.com/practice-area/tenant-screening-background-check-errors. It breaks down what your rights are and what steps to take. Lesson learned: background checks aren’t always right, and you’ve got to advocate for yourself.

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